NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH
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Timea Laura Molnar

Central European University
Department of Economics and Business
Quellenstrasse 51
Vienna, 1100
Austria

E-Mail: EmailAddress: hidden: you can email any NBER-related person as first underscore last at nber dot org
Institutional Affiliation: Central European University

NBER Working Papers and Publications

October 2020The Distribution of COVID-19 Related Risks
with Patrick Baylis, Pierre-Loup Beauregard, Marie Connolly, Nicole Fortin, David A. Green, Pablo Gutierrez Cubillos, Sam Gyetvay, Catherine Haeck, Gaƫlle Simard-Duplain, Henry E. Siu, Maria teNyenhuis, Casey Warman: w27881
This paper documents two COVID-related risks, viral risk and employment risk, and their distributions across the Canadian population. The measurement of viral risk is based on the VSE COVID Risk/Reward Assessment Tool, created to assist policymakers in determining the impacts of economic shutdowns and re-openings over the course of the pandemic. We document that women are more concentrated in high viral risk occupations and that this is the source of their greater employment loss over the course of the pandemic so far. They were also less likely to maintain one form of contact with their former employers, reducing employment recovery rates. Low educated workers face the same virus risk rates as high educated workers but much higher employment losses. Based on a rough counterfactual exercis...
October 2015The Anatomy of Physician Payments: Contracting Subject to Complexity
with Jeffrey Clemens, Joshua D. Gottlieb: w21642
Why do private insurers closely link their physician payment rates to the Medicare fee schedule despite its well-known limitations? We ask to what extent this relationship reflects the use of Medicare's relative price menu as a benchmark, in order to reduce transaction costs in a complex pricing environment. We analyze 91 million claims from a large private insurer, which represent $7.8 billion in spending over four years. We estimate that 75 percent of services, accounting for 55 percent of spending, are benchmarked to Medicare's relative prices. The Medicare-benchmarked share is higher for services provided by small physician groups. It is lower for capital-intensive treatment categories, for which Medicare's average-cost reimbursements deviate most from marginal cost. When the insurer d...
 
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